Protection and Indemnity (P&I) is the traditional name for the coverage obtained by Shipowners and Charterers to protect and indemnify themselves against their legal liabilities to third parties. Shipowners entering their vessels with a particular P & I Association become members of that Association; thus, by definition the Associations are called Clubs.

Pandiman is a correspondent in the Philippines for the majority of the P & I Associations (or clubs) of the International Group. Our sixty-member staff includes teams of crew and cargo claims handlers well experienced in their respective fields.